THE HONOR STATE BANK
NOTICE OF YOUR PRIVACY RIGHTS

The Honor State Bank is dedicated to protecting the privacy of your nonpublic personal information. We maintain information about you in order to provide you with the most effective and convenient access to our financial products and services. We want you to understand what information is collected, and how it is used and protected.

The Information We Collect

“Nonpublic personal information” is information about you that is collected in connection with providing a financial product or service.
We collect information about you from the following sources:

• Information that you provide to us, such as on applications or other forms
• Information about your transactions with us
• Information about your transactions from other parties
• Information we receive from a consumer reporting agency

The Information We Disclose

The Honor State Bank does not disclose any nonpublic personal information about our customers or former customers except as permitted by law. We may disclose nonpublic personal information about you to third parties as necessary to bring you financial services only provided by The Honor State Bank. For example, we may disclose information about you to third parties that assist us in servicing or maintaining your loan or deposit account, or other business relationship.

We may disclose the following information to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements in order to make a variety of financial services available to you.

• Information you give us on an application or other forms such as:
.......Name
.......Address
.......Telephone number

We may disclose information pursuant to joint marketing agreements to the following types of businesses:

• Financial service providers, such as:
.......Financial planner
.......Insurance Company

IMPORTANT INFORMATION ABOUT PROCEDURES
FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means to you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

Our Confidentiality and Security

To maintain security of customer information, we restrict access to your personal and account information to persons who need to know that information to provide you products or services. We maintain physical, electronic and procedural safeguards to guard information. Third parties used must agree to strict confidentiality provisions to assure the protection of your information.